Cash flow calculator
Build a simple 12-month cash projection from your opening balance, cash receipts and cash payments.
Your inputs
Use one currency and a consistent reporting period.
No sign-up required. Your inputs stay in this browser tab.
Your calculation
Enter your figures and select Calculate.
How the calculation works
Closing cash = opening cash + receipts − payments. Each month’s receipts grow by your nominal annual rate ÷ 12.
Use the result as a planning aid. Check the source records and the assumptions before making financial decisions.
Use cash movements
Include cash receipts and payments for the same period. This simplified projection combines those flows into monthly totals; it does not present a classified cash flow statement.
Reconcile the ending balance
Add net cash movement to opening cash to estimate closing cash. Profit is not the same as cash movement; noncash entries and unpaid invoices need different treatment.
Put the numbers to work.
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